Get Out of Debt. Take Back Control.

High interest, endless payments, and financial stress? It's time for a better plan. Track your progress, optimize your payments, and finally break free from debt—without the guesswork.

Debt Feels Overwhelming. But It Doesn’t Have to Be.

Juggling multiple payments, high interest rates, and never seeing real progress? You're not alone. Without a clear strategy, debt can feel like a never-ending cycle.

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Minimum Payments, Maximum Interest?

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Debt Keeps Growing?

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Financial Stress Taking Over?

Tools to Help You Get Debt-Free, Faster

  • See all your debts in one place. Get a clear breakdown of your balances, interest rates, and payoff timelines—without the hassle of spreadsheets.
  • Use the debt avalanche or snowball method to pay off debts smarter. Toffee helps you save on interest and get debt-free faster.
  • Never miss a due date again. Toffee reminds you of upcoming payments so you can avoid late fees and stay on track.
  • See exactly how much you’ve paid off, how much you have left, and how close you are to financial freedom with real-time insights.

Smart Money Moves Start Here.

Managing debt isn't just about paying it off. It's about changing the way you think about money. Here's what financial experts say about taking control of your finances.

  • Financial freedom is your birthright. The first step? Get rid of debt and stop making interest payments to banks.

    - Suze Orman, Financial Advisor
  • Beware of little expenses; a small leak will sink a great ship.

    - Benjamin Franklin, Founding Father
  • It's not your salary that makes you rich, it's your spending habits.

    - Charles A. Jaffe, Financial Journalist

FAQ

Everything You Need to Know

  • Yes! Toffee uses bank-level 256-bit encryption to protect your data. We never store your login credentials, and we cannot move money on your behalf.
  • Toffee provides a personalized payoff plan using the avalanche or snowball method. It helps you prioritize high-interest debt and track your progress, so you stay motivated.

  • Yes! Toffee sends automated payment reminders to help you avoid late fees and stay on top of your debt repayment plan.
  • Toffee offers a 7-day free trial so you can explore all features. After the trial, you can choose from:

    • $5/month - Flexible monthly plan
    • $50/year - Save with an annual subscription
    • $125 lifetime - One-time payment for unlimited access
  • Unlike traditional budgeting apps, Toffee is built specifically for debt management We focus on helping you pay off debt strategically, not just tracking spending.

Break Free from Debt. Start Today.

Take control of your financial future with Toffee. Track, manage, and pay off debt smarter—without the stress. Download now and start your journey to financial freedom.